Square fee calculator
See what you keep after Square's fees — or what to charge to receive a target amount.
Default rates shown are common U.S. standard rates — edit them to match your region, card type, or negotiated pricing.
Quaderno tracks Stripe & PayPal fees and taxes automatically across every sale.
Square fees, explained
Square's online payment rate is commonly 2.9% + $0.30 per transaction. In-person rates differ — tapped or dipped cards are typically a bit lower, while manually keyed-in cards cost more — because card-present payments carry less fraud risk.
The preset above uses the online rate; edit the percentage and fixed fee to match in-person or keyed-in pricing. Reverse mode finds what to charge so your payout reaches an exact target.
Frequently asked questions
How much does Square charge per transaction?
Square's common online rate is 2.9% + $0.30. In-person (tapped/dipped) and manually keyed rates differ, so the calculator lets you edit both parts.
Are Square's in-person fees different from online?
Yes. Card-present payments (tapped or dipped) are usually lower than online, and manually keyed cards are higher. Edit the rate above to match the method you use.
How do I charge so I receive an exact amount with Square?
Switch to 'I want to receive an amount' mode and enter the target; the calculator grosses it up by the rate and fixed fee.